Opening a credit card account can be an excellent way to build or rebuild credit, especially if you engage in responsible financial behavior. Several thousands of credit cards are available; however, it is a little hard for people with low credit scores or no credit scores at all to be eligible for a card. To tackle this, we did our research and have shortlisted some of the best credit cards to build credit. 

1. Petal® 2 “Cash Back, No Fees” Visa® Credit Card
This is one of the best credit cards to build credit and is issued by the WebBank Member FDIC. It is a unique card, which has taken a unique approach to the credit card application process. Petal does not decide your creditworthiness strictly on your credit history. Instead, it will recommend that you link your bank accounts in due course. WebBank will utilize this technology incorporated by Petal and analyze the bank statements, along with other data, such as earnings and bill payments. This works well to assess your eligibility for the card. So, overall, this card can be highly beneficial to someone who does not have any credit history. However, if you do have a credit history, even that information will work in your favor. 

The card has zero fee–there is no late payment fee, no annual fee, and no foreign transaction fee. Further, it is a good pick for customers who wish to build their credit, as the card does not need any security deposit. Petal also has a great reward program. 

2. First Progress Platinum Elite Mastercard® Secured Credit Card
It is a standard secured card, but there is an annual fee applicable to this card. You will have to bear a 29 USD yearly fee, along with a moderate APR of 19.99% (variable). With this card, you do not get too many significant perks or a rewards program, but it can be an excellent pick for people who wish to better their credit. The good thing about this card is every transaction is reported to all three credit bureaus. So, if you make timely payments, it will work in your favor. Though it is a great card for someone with a bad credit score (between 0 and 649), you have to be careful with the payments, as there is a penalty on a late fee of 40 USD. 

3. Citi® Double Cash Card
This card from Citi can be your go-to pick if you desire a simple cash back card. You will earn a flat cashback rate on every purchase with no categories or limits to keep a tab on in this card. You can even convert your reward points earned into ThankYou points. These points can be converted into airport miles for people who also hold a Citi Prestige® Card or Citi Premier® Card. Further, the cad has no annual fee and earns you two percent cashback on all your purchases.